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To run and build your successful business, you need to qualify for loans and credit lines at the best loan rates possible. Business credit is essential to make this happen, and it helps you access money even when you can’t qualify for a loan.
Major Business Credit helps you get your business set up the right way to meet lender and credit issuer approval requirements, and get approved for initial business credit that reports and builds your profile with Dun & Bradstreet, Experian, and Equifax Commercial.
You can also monitor your business credit reports and scores in real-time with our Dun & Bradstreet and Experian monitoring integration, powered by Nav.
Once you are setup with the business reporting agencies, we help you access multiple revolving credit with limits of $5,000 – $50,000!
We are dedicated to helping entrepreneurs obtain business credit, loans, and credit lines to start and grow whether you’re a new startup business, existing business, or have good or bad personal credit.We help you with all aspects of setting up a credible business and building your business credit profile and score as you get credit for your EIN that’s not linked to your SSN without a personal credit check or guarantee.Plus, we help you access loans and credit lines through our vast network of lenders and investors. This money is lent based on your business strengths unlike with conventional bank financing. This makes it easier to get approved even when the big banks say “no”.
Just by building a business credit profile you will be able to limit the use of your personal guarantee and build business credit regardless of your personal credit history.
You will have more cash for the business. Convenience in purchasing. Protection of your personal assets from that of the business. Limit your personal liability from the business. No need for personal credit checks. Purchase vehicles with no personal guarantees. Purchase equipment, computers and more with your business credit. Preparing your business for future lending needs
Separating You From Your Business
You can separate your personal liability and protect your personal assets from that of the business just by incorporating. It is possible to build a business credit profile for a sole proprietorship or partnership however you are still responsible for all the debts of the company. We recommend building your business credit as a corporation or limited liability company. Other advantages of a corporation are: Separates you from your business. Limited liability of the owners and officers. Lower tax liability. 100% tax deductible insurance. Reimburse 100% of medical expenses. Corporate image. Raise capital and build credit faster. Lower your audit risk as a small corporation. Stock ownership - easier to transfer assets. Protect Your Personal Assets.
To run and build your successful business, you need to qualify for loans and credit lines at the best loan rates possible. Business credit is essential to make this happen, and it helps you access money even when you can’t qualify for a loan.The Major Business Credit Team helps you build your business credit (that’s not linked to your SSN) step by step using a proven, field tested, business owner approved, and highly personalized process.
Major Business Credit helps you get your business set up the right way to meet lender and credit issuer approval requirements, and get approved for initial business credit that reports and builds your profile with Dun & Bradstreet, Experian, and Equifax Commercial.You can also monitor your business credit reports and scores in real-time with our Dun & Bradstreet and Experian monitoring integration, powered by Nav.Once you are setup with the business reporting agencies, we help you access multiple revolving credit with limits of $5,000 – $50,000!
At Major Business Credit, we provide you the greatest access to real useable, no-personal-guarantee credit through our revolutionary Business Credit Builder. This gives you the money you need to run your business, expand, and to make your company more profitable and productive so that you have the money you need and the time to enjoy it.
There are two main business credit reporting agencies in the United States that lenders and financial institutions rely on for information to grant credit. The two credit agencies are D&B ® and Experian Business.
Business Credit Scores
The business credit scores with D&B ® and Experian are what the lenders and financial institutions look for to determine credit.
Our service will prepare your business to obtain credit, loans or leases.
The Goal of the program:
The Major Business Corporate Credit Program
The steps your business will go through with the service is:
The coolest part of the program is that we can lend even if the merchant is shut down or has little to no cash flow. Basically we’ll assess their cash flow before the whole COVID-19 thing. The program lends up to $2,000,000 at 4% per month with the first 12 months interest only and the second 12 months regular principal and interest payments (amortized over 48 months to keep the payments reasonable in month 13). When the loan closes, WBL collects the first 3 months of payments so the merchant won’t have another payment until month 4. To qualify, the merchant has to put up real estate as collateral…just about any property will do. If WBL is in first lien position, we can lend up to 70% of a residential property’s value or 65% of a commercial property. If WBL is in a junior lien position, then we can lend <65% CLTV. Everything is subject to the underwriter’s discretion.
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